These Terms and Conditions govern your use of the cow88 platform. Please read them carefully before registering or placing any bets. By creating an account, you confirm that you have read, understood, and agreed to all terms set out below.
These Terms and Conditions apply to all users of the cow88 platform in the Philippines. If you do not agree with any part of these terms, please do not register or use the platform. For questions, contact us at [email protected].
You must be at least 21 years of age to register and use the cow88 platform. By creating an account, you confirm that you meet this age requirement and that you are located in the Philippines. cow88 reserves the right to request proof of age and identity at any time. Accounts found to belong to underage users will be suspended immediately and any funds held may be forfeited in accordance with applicable regulations. It is your responsibility to ensure that online sports betting and gaming is lawful in your jurisdiction before participating.
Each user is permitted to hold only one account on the cow88 platform. Duplicate accounts are strictly prohibited and may result in permanent suspension of all associated accounts. You are responsible formaintaining the confidentiality of your login credentials. You must notify cow88 immediately if you suspect unauthorised access to your account. cow88 will not be liable for any losses resulting from failure to keep your credentials secure. All information provided during registration must be accurate and up to date — providing false information is grounds for account termination.
All transactions on the cow88 platform are processed in Philippine pesos (PHP). Deposits must be made through the supported payment channels listed on the Deposit page. cow88 does not accept deposits from third-party accounts — the payment method used must belong to the registered account holder. Withdrawal requests are subject to identity verification and may take up to three to five business days to process depending on the payment channel selected. cow88 reserves the right to request supporting documentation before releasing any withdrawal. Minimum and maximum transaction limits apply and are displayed at the point of transaction.
Promotions and bonuses offered on the cow88 platform are subject to specific terms and wagering requirements that are published alongside each offer on the Promotion page. Bonuses may not be transferred, exchanged for cash, or combined with other offers unless explicitly stated. cow88 reserves the right to modify, suspend, or withdraw any promotion at any time without prior notice. Any attempt to abuse promotional offers — including the use of multiple accounts or coordinated betting strategies designed to exploit bonus terms — will result in the cancellation of the bonus and may lead to account suspension. Players are encouraged to read the full terms of each promotion before opting in.
All bets placed on the cow88 platform are final once confirmed. It is your responsibility to verify the details of your bet — including the event, selection, stake, and odds — before confirming. cow88 reserves the right to void bets in cases of obvious pricing errors, system faults, or where the integrity of an event is in question. In the event of a dispute regarding a bet outcome, the decision of cow88 is final. Live betting markets may be suspended or removed at any time during an event at the discretion of the platform. Bets placed on suspended markets will be voided and stakes returned.
cow88 is committed to promoting responsible gaming among all players in the Philippines. The platform provides tools to help you manage your activity, including the ability to set deposit limits and access self-exclusion options. If you feel that your gaming activity is becoming problematic, we encourage you to visit the Responsible Gaming page for guidance and support resources. cow88 complies with responsible gaming obligations and may restrict or suspend accounts where there are signs of problem gambling behaviour. Players are reminded that gaming should be treated as entertainment, not as a source of income.
cow88 aims to provide continuous access to the platform but does not guarantee uninterrupted availability. Scheduled maintenance, technical issues, or circumstances beyond our control may result in temporary downtime. cow88 will not be liable for any losses — including missed betting opportunities — arising from platform unavailability. Users are advised to check the platform status before placing time-sensitive bets. The platform is optimised for mobile use and is available via the Android app, which can be downloaded from the Download page.
All content on the cow88 platform — including but not limited to text, graphics, logos, icons, and software — is the property of cow88 or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any platform content without prior written permission from cow88. Unauthorised use of platform content may result in legal action. The cow88 brand name and logo are registered trademarks and may not be used without express written consent.
To the fullest extent permitted by applicable law, cow88 shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the platform. This includes losses arising from betting outcomes, technical errors, or reliance on information provided on the platform. cow88's total liability to any user in connection with the platform shall not exceed the total amount deposited by that user in the 30 days preceding the claim. Nothing in these terms limits liability for fraud, gross negligence, or any other liability that cannot be excluded under Philippine law.
cow88 reserves the right to update or amend these Terms and Conditions at any time. Changes will be published on this page with an updated effective date. Continued use of the platform after changes are published constitutes acceptance of the revised terms. If you do not agree with any amendments, you should cease using the platform and contact [email protected] to close your account. We recommend reviewing this page periodically to stay informed of any updates.
These Terms and Conditions are governed by and construed in accordance with the laws of the Philippines. Any disputes arising in connection with these terms or your use of the cow88 platform shall be subject to the exclusive jurisdiction of the courts of the Philippines. If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
If you have any questions about these Terms and Conditions, please contact the cow88 support team at [email protected]. For answers to common questions about accounts, deposits, and platform rules, visit the FAQ page. For information about how we handle your personal data, please review our Privacy Policy.
Now that you have reviewed the platform rules, you can register your free account and start exploring sports betting and live entertainment — all in Philippine pesos, built for players in the Philippines.